Allstate Insurance MN
What Is Covered by Dwelling Insurance?
While we hope your home never sustains major damage, it's still important to know what coverage your homeowners insurance includes. Should you ever need to rebuild or repair your home, your policy's dwelling coverage may help cover the costs. Coverage typically includes the home and attached structures, such as a garage or porch, and covers against a long list of causes, from fire to hail to vandalism. We'd be happy to talk to you about what coverages are available in MN today!Learn More
How Much Does Car Insurance Cost?
When it comes to the cost of car insurance, there is no one-size-fits-all answer. It varies from customer to customer, depending on many factors such as the types of coverages and the deductible amount selected. Factors like the make and model of your car, your driving record, your age and where you live may also be taken into account. We know that your budget affects this decision, too. That's why we're here to help you choose the coverage that fits your life and your budget.Learn More
Medical Bills and Renters Insurance
You most likely know that it's health insurance, not renters insurance, that helps pay for doctor's visits and medications. However, there are some instances in which renters insurance may help cover the cost of certain medical-related expenses. For instance, if a visitor is injured in your home and requires medical care, the liability portion of a renters insurance policy may help provide protection. Here is some more information about how renters insurance may help cover you.Learn More
Are Life Insurance Benefits Taxable?
You purchased a life insurance policy to help protect your family should you pass away. But will they really receive the full benefits of your policy, or will taxes cut into the proceeds? Here's an overview of what typically is and is not taxable when it comes to life insurance benefits.Learn More
Safety Vs. Style
The choice between stylish riding gear and truly protective gear should be easy - whatever makes it more likely you'll walk away from an accident safely. Thankfully there is a lot of gear that is both safe and stylish these days. And while I certainly hope you're never in an accident, choosing your protective wear wisely can make a big different if you are. From helmet guidelines to leather jackets to armor, here are some helpful tips on choosing the right gear for your ride.Learn More
Snowmobile Liability Insurance
If you own a snowmobile, you know there's a certain amount of risk that comes with your winter rides. If you accidentally damage someone else's property or injure another person with your sled, snowmobile liability coverage may help prevent you from paying out of pocket for the resulting expenses. Here are some things to consider about snowmobile insurance.Learn More
You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.Learn More
Insurance Premiums, Deductibles, Limits
When it comes to buying an insurance policy, there is no one-size-fits-all. Instead, it's important to choose the amount of coverage (known as limits) that is right for you. The same holds true when it comes to selecting a deductible (that's the amount you'll have to pay before your policy kicks in after a covered loss) and premium, which is your cost to maintain your policy. Understanding limits, premiums and deductibles is key when you’re buying or renewing insurance policies.Learn More