Allstate NJ Claims
What's Covered by Homeowners Insurance?
There's no stock answer to what homeowners insurance covers, as policies vary from customer to customer and from state to state. But there are some standard coverages included in most homeowners policies, such as protection for your dwelling and personal property for certain natural disasters and personal liabilities. It's important to know exactly what is and isn't covered by your policy and to understand your coverage limits. If you'd like to talk through your current policy or get coverage tailored to life in NJ, I'd be happy to help.Learn More
After A Car Accident
Most people don't want to think about getting into an accident, but it's a reality many of us will have to deal with at some point. I know that a car accident can be frightening, but you can help reduce some of the stress by knowing what to do ahead of time. Remember to always keep current proof of insurance in the car, and follow these tips about your personal safety, documenting the accident and beginning the claims process.Learn More
Vacation Home Coverage
Whether you're looking for that perfect spot on the beach, want a kitchen to use or need somewhere with room for extended family, sometimes a vacation rental is the best fit for your getaway. And while you probably thought about the cost, you may not have thought about the insurance implications of staying in a rental. Are you covered if your suitcases are stolen during your stay? What happens if the home is damaged while you're there? Before you start packing, make sure you'll be covered while you're away.Learn More
What Is A Beneficiary?
I know that choosing to buy life insurance can be an emotional decision. No one wants to think about leaving their loved ones behind. And selecting beneficiaries, who will receive the benefits from the policy, can be a very hard choice - especially if you have multiple people or groups you'd like to provide for. Your life insurance beneficiary may be your spouse, your children of even your alma mater. Start here for some helpful information on selecting or changing your beneficiary.Learn More
Small Business Insurance Needs
You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. I know the effort a small business takes, and I'm here to help you protect your life's work.Learn More
Cheap Motorcycle Coverage - Worth It?
You love the freedom that comes with your motorcycle and the open road, and paying a lot for insurance feels like taking away a bit of that joy. But the truth is that paying less now could mean paying more out of pocket for repairs and medical bills down the road. It's important to have the right coverage, and a cheap motorcycle insurance may not offer you the best protection. Consider these tips and ways to save as your shopping for motorcycle coverage.Learn More
Do I Need Snowmobile Insurance During the Summer?
You know it's a good idea to help protect your snowmobile with insurance. Proper maintenance may help keep your snowmobile running well, so you take the time to prep your sled before storing it for the summer. But what about insurance during the summer — is it really necessary? From theft to fire, here are a few reasons it may be a good idea to keep that coverage even when you're not out riding.Learn More
You found the perfect condominium, called about the utilities and have movers lined up. But before you move in, do you have the right coverage for your new home? Condos are unique in the way they are insured - both you and the condo association need policies. From common areas to personal property, it's important that you understand what your policy covers and what your condo association's insurance may help protect. Take a look at this overview of condominium insurance, and then let's make sure you have the coverage you need.Learn More