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What Is Covered by Dwelling Insurance?

While I hope your home never sustains major damage, it's still important to know what coverage your homeowners insurance includes. Should you ever need to rebuild or repair your home, your policy's dwelling coverage may help cover the costs. Coverage typically includes the home and attached structures, such as a garage or porch, and covers against a long list of causes, from fire to hail to vandalism. I'd be happy to talk to you about what coverages are available in ME today!

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Does a Learner Driver Need Insurance?

It may be hard to imagine that your kid is old enough to learn to drive. You have a safe car, helped him get his learner’s permit and are adjusting to the idea of him getting behind the wheel. It may be a while before he’ll be heading out on his own, but there may be insurance considerations to make now. We know this transition can be both exciting and terrifying, but we're here to help — from adding him to your insurance to offering good student discounts.

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What's Covered Under Renters Insurance?

As a renter, you know that your landlord is responsible for the property, including insuring it against damage from disasters like a fire or storm. But did you know the landlord is not responsible for your personal property? Should a pipe burst, your landlord would likely need to make repairs to the home. But you'd be on the hook to replace your brand new laptop, favorite leather boots, and soggy couch. Renters Insurance can be a great way to help protect you and your stuff!

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Term Life Insurance 101

Term life insurance can be an affordable way to help protect your loved ones for a set amount of time - typically anywhere from one to 30 years. You'll be covered for the length of the selected term, and your beneficiaries will receive the policy benefit if you should pass away during that time. If you're interested in term insurance, this brief overview is a great place to start. I know that buying life insurance can be a difficult decision, but it is an important one. That's why I’m here to help you choose the best options for you.

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Small Business Insurance Needs

You know the ins and outs of your small business and what it takes to keep things running. But do you know how to help protect the business you've worked so hard to build? From merchandise to machinery to a home-based operation, there are a lot of coverage options available to choose from. This quick rundown of things you'll want to consider when insuring your small business is a great place to start. I know the effort a small business takes, and I'm here to help you protect your life's work.

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Do I Need Snowmobile Insurance During the Summer?

You know it's a good idea to help protect your snowmobile with insurance. Proper maintenance may help keep your snowmobile running well, so you take the time to prep your sled before storing it for the summer. But what about insurance during the summer — is it really necessary? From theft to fire, here are a few reasons it may be a good idea to keep that coverage even when you're not out riding.

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Condo Liability

When you get ready for company, chances are you're planning what to serve and making sure everything is clean. Someone getting hurt may not even cross your mind, but unfortunately something as simple as a friend tripping on your rug could lead to an injury and lawsuit. Thankfully, personal liability coverage is typically included in standard condo insurance and can help if you are sued due to an accident or if you damage someone else's property. Let's make sure you have the coverage that fits your life so that you can focus on enjoying time with your guests.

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FAQ


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Car insurance: Progressive vs. State Farm? | Yahoo Answers

I'm currently with Progressive and have been very pleased with their service: I was in an accident in August and the entire process was very smooth and took little effort on my part. I worked with one local agent, dropped my car off at the Progressive repair center where they had my rental waiting for me, and returned the rental there when I came to pick my car up. Plus I never have to wait long to talk to someone when I call.
However, I'm newly married and have found we would save a considerable amount by moving my two cars to my husbands policy with State Farm as opposed to moving h…


The only way to buy insurance is to get as many quotes as you can stand and then pick the best quote/agent/company for you in your particular situation. The best for one may be the worst for another.
Insurance companies are rated. You can look at the ratings by looking at J.D. Powers or A.M. Best websites. There may be others but I am aware of these two.

avatar
Do state farm agents see my credit Report? | Yahoo Answers

I just got a car insurance quote and with state farm they send it off and i sure hear by friday if everything checks out. My BF dad is the agent and i don't like the fact he could have access to my personal information such as credit. On their site they say they do not but researching online i have seen other things. So do State Farm agents see my credit?


The only way to buy insurance is to get as many quotes as you can stand and then pick the best quote/agent/company for you in your particular situation. The best for one may be the worst for another.
Insurance companies are rated. You can look at the ratings by looking at J.D. Powers or A.M. Best websites. There may be others but I am aware of these two.




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